Report on your Action - Move Our Money USA: http://t.co/p2wgVFSS

Wells Fargo has a number of practices that are criminal at best. We have two mortgages, which originated with World Savings, Wachovia and finally Wells Fargo Bank. They approved modifications, delivered them to the wrong address, which stale dated the documents. They said they would send new documents but never did. They originally told us to not pay the monthly note to validate hardship and they would add it to the end of the new mortgage.They filed foreclosure papers and tried to take both homes. We hired counsel who secured a restraining order against the bank. They tranfered the case to federal court which is more advantageous to the bank. They have offered nothing. We sold one property or tried to sell it and WFB refuses to submit pay-off documents to escrow for closing, which was to happen two weeks ago. They still have not answered the question why not do the modifications when they were previously approved after a grueling 18 month process? We even tried to pay off one mortgage in it’s entirety and refused to discuss the matter stating we were trying to get a short pay-off. The amount offered was the total principal plus $10,000.00. They are currently waiting for the judge to lift the restraining order so they can foreclose on the homes. Affordability is not the issue. WFB never intended on doing any modifications. Corporate counsel for WSB stated," The language of the Attorney General was not as clear as it should have been. We merely have to consider doing modifications we don’t actually have to do any." FYI-AS INCENTIVE TO MODIFY THE PRESENTLY ILLEGAL NEGATIVE -AM LOANS, the banks now get $3000.00 per application, regardless of how many times a person applies! Never mind the fact that they wrote off all of the mortgages they purchased from Wachovia producing a tax rate so low, WFB has not paid any Federal Income tax in over 3 years! Also, that rate due to the write-off, produced a tax credit of Eighteen-Billion Dollars, $18,000,000,000.00, for WFB. Do the math. Now, take all of the notices the WFB computer recently sent out announcing new great hope of obtaining a modification, “just re-apply, we still have your file,” multiply that by $3,000.00. Now factor in the average number of applications submitted for each customer trying to get a modification , (the number is at least 6), and do the math again, Do the math 6 more times and you will have a figure not even close to the amount of money they continue to make at the cost of how many dreams, futures, or more importantly, lives they have and will continue to take. You should ask the question, “why did WFB buy Wachovia in the first place?” Wachovia’s only profitable business during it’s infiltration into our society was laundering South American drug money to the tune of Three Hundred and Fifty Three Billion Dollars, $353,000,000,000.00! WFB haad a hand in it as well and bought the bank to quash any further press about the situation and paid a ridiculous monetary fine of One Hundred and Eighty Six million dollars, $186,000,000.00! It is racketeering at it’s best. What a windfall for the previously furious share-holders who now have enjoyed record breaking profits and financials at the expense of the American people. LOOK IT UP. IT IS ALL TRUE! Don’t forget to get a copy of last months fortune magazine depicting WFB CEO as the financial genius and WFB “Doing Business as it is Supposed to be: Making Loans, Writing Mortgages, etc.” It is enough to make you sick if not really, really angry! One last meaningful mention: WFB spent all of the “Bail-Out” money, all of it, on new corporate jets and bonus packages for the senior executives. ALL OF IT! Since the only thing they respect is money, we the people should make sure they never get a cent of it from us from this day forward.

http://www.moveourmoneyusa.org/report_on_your_action

I canceled my BOA credit cards, as well.

I was able to move my corporations trust account to a credit union that charges no fees. But,They are making it very very hard to close accounts. I live 50 miles away from nearest Well’s Fargo so I called to close my account after transferring all money to my checking. They said I can’t close savings account because there is one penny left in interest that has yet to be credited till the end of the month. They said I need to go and visit in person to get savings account closed.

Next I tried to close my checking account both online and calling on the phone. I even used there “approved Email method” to cancel checking account and have heard nothing back. They answered all my other emails but the closure of checking account.

I called Well’s Fargo back and now they said I need a notarized statement to close my account thru registered mail. By the time I travel 50 miles to get a notary stamp, I might as well go to the bank to close account. They let me do everything including draining and sending money online, but closing accounts is another thing.

I have been with Well’s Fargo since 1992. It is a pain to get all the auto bill pay’s and everything else directly billed to my checking account to stop. It has been 2.5 months now and I can safely close the account but they sure are making it tough. They even sent me around the phone tree to account retainer-ship specialists (because amount of money involved and time I have been with the bank) and then suddenly I was disconnected when the specialist sent me back to customer service for final closure of account (3 times)

If I don’t get these accounts cancelled by April 4th, there is a new 10 dollar fee’s that can’t be waived for each checking account. Never ever again will Well’s Fargo get my personal or corporate business again.

Emailed CEO Moynian @bofa_community about closing my account. Report YOUR action at #moveourmoney! http://t.co/Ku2Ij806 http://t.co/zye9cSSG

I divested fromm 1st Niagara

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